General Arrival Info: Health Insurance

Purdue University requires all international students to purchase the University-sponsored health insurance plan unless the student falls into one of the following four categories: 

Category # 1 – Government sponsored students whose home government purchases insurance for students, and does not just supply funds to purchase an insurance plan of their choice. 

Category # 2 - Students 100% financially sponsored by a U.S. or International organization (including tuition, living expenses, medical expenses, health insurance plan, etc) These include: Fulbright, IIE, LASPAU, USAID, WHO, Rockefeller, ARAMCO, SABIC.

Category # 3 - Students who are participants in an official study abroad exchange (J-1 exchange students). 

Category # 4 - Students employed by a US based employer or the dependent of a US based employee with employer based health insurance.

Please note:  international graduate students with benefit-eligible graduate staff appointments (benefit-eligible TA or RA positions) will have the option to purchase a Purdue University Graduate Staff Health Insurance Plan. 

Individual and private insurance companies will no longer qualify for a waiver.  For those in the categories described above who may be eligible for the waiver, supporting documents must be submitted by the stated deadline each semester. Please note: Failure to enroll in the Student Health Insurance Plan or to submit a waiver by the compliance deadline will result in loss of the waiver option and cancellation of classes, and a $200 late fee will be assessed. 

If you are in one of the four categories eligible for a waiver, please note the minimum criteria for granting a waiver are as follows:               

1.     Medical benefits of at least $200,000 per accident or illness.               

2.     Repatriation of remains in the amount of $25,000.               

3.     Medical evacuation coverage in the amount of $50,000.               

4.     An annual deductible per year not to exceed $500 per illness (per person).                       

5.     The insurance carrier must carry and maintain one of the following ratings:                               

a.  A.M. Best Rating of “A-” or better.                               

b.  Insurance Solvency Intl, Ltd. (ISI) rating of “A-” or better. 

c.  Standard and Poor’s Claims paying ability rating of “A-” or better.

d.  Weiss Research, Inc. rating of “B+” or better.       

e.  Backed by the full faith and credit of the home government. 

**Amounts must be in US Dollars and are the minimal amounts required at the time a waiver request is reviewed at the University. 

Again, the waiver option is only available to individuals in one of the three categories noted above. There is no monetary profit for the University if a student purchases the University plan.  The benefit is ensuring that all international students have an adequate health insurance plan and are protected from huge financial burdens. 

For more information please contact the Student Insurance Representative at the Purdue University Student Health Center (PUSH), Room 340. 

Telephone:  765-496-3998, FAX:  765-496-2524 or visit the PUSH website at:   https://www.purdue.edu/push/

 

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